Having a health insurance broker in Salem Oregon is as essential as having a personal doctor. The broker will be very essential when it comes down to selecting the best insurance plan that suits you.
There are a lot of insurance brokers out there, therefore, be sure to hire only the ones with license and registration.
But to make things easier for you, we have compiled a list of the most trustworthy health insurance broker in Salem Oregon.
But first, if you’re new to all these, fear not, for we’ll bring you up to speed in no time. Let’s begin.
Who is an Insurance Broker?
An insurance broker assesses a client’s needs and seeks multiple suppliers for the best coverage at the cheapest rate.
Brokers make their money from a portion of the amount of money charged by the company for the insurance policy.
You must however note that brokers don’t connect or sell coverage/Insurance on behalf of an insurance company.
In order to complete the policy purchase process, they must pass on the financial data to an insurance agent.
What are the common types of insurance?
There are multiple types of insurance that serve as coverage for different things that one can have as a possession.
Also know that, just as there are many types of insurance, so are the numerous types of insurance brokers that exist in Salem Oregon.
Listed below are some of the most common types of insurance/ insurance brokers that you can come across.
- Vehicle insurance
- Home Insurance
- Life insurance
- Health insurance
- Property insurance
- Term life insurance
- Travel Insurance
- Umbrella Insurance
- General insurance
- Whole life insurance
- Flood Insurance
- Critical illness insurance
- Disability insurance
- Business Insurance
What does a Health Insurance Broker in Salem Oregon do?
One of the primary roles of this type of broke in Salem Oregon is to teach the consumer about the health insurance market. As well as to clarify how one’s own circumstances condition affects being insured.
To begin, brokers are available to address typical queries such as the distinctions between policy types and the definitions of industry-specific words.
Brokers should also be knowledgeable about appropriate insurance regulations, which differ by state and are often revised.
They can also provide insight into the policies different clients choose and how these selections play out in the future.
How much does an average Health Insurance Broker charge in Salem Oregon?
It’s been stated above that an insurance broker takes a commission from the full policy price. This applies to all types of brokers including those in the health insurance market in Salem Oregon.
Now the rate of commission they charge will definitely be different based on a lot of things like the agency involved and the client.
But on average, health insurance brokers take between 2% – 8% as commission from the original policy rate in Salem Oregon.
This in turn results in the average annual income of a health insurance broker being between $48,000 and $64,000.
10 Best Health Insurance Brokers in Salem Oregon
Here are some of the best agencies in Salem Oregon, where you can hire a health insurance broker if you wish to.
1. Bliss Sequoia Insurance & Risk Advisors
Bliss Sequoia Insurance & Risk Advisors offers an extensive list of personal and business insurance options to people in Salem and the surrounding areas.
Its representatives help people secure health and life insurance policies, alongside additional coverage. It likewise provides a Health Savings Account and has teamed with the HSA Bank to help its consumers plan for potential healthcare costs and bills.
Auto, home, non-profit, and business insurance policies are among the several types of insurance products it also offers.
2. Olson Insurance Broker, Salem Oregon
Since 1996, Olson Insurance has served Salem and the neighboring people, their families, and corporations with health and life insurance.
There are some unique Medicare coverage policy options that may also be available. Its skilled team provides a broad spectrum of services to help clients handle their insurance, such as yearly market research, digital data transfer, and complaints satisfaction reviews.
They also work with a variety of insurance companies, including Health Net, UnitedHealthcare, PacificSource Health Plans, etc.
3. Atrio Health Plans
Atrio Health Plans assists clients in Salem and surrounding areas by offering insurance policies that are tailored to their demands. This, however, is while also taking their financial capacities and strength into account.
They concentrate on providing Medicare plans based on a thorough review of their consumers. They also have a team of skilled insurance agents who respond to their client’s requirements. But with more focus on healthcare, taking their feedback into account while developing insurance policies.
4. Bredimus Insurance Broker
This is a health insurance firm situated in Salem. The agency in question has been assisting people as well as tiny companies since 2000. It offers a variety of insurance based on quality ranging from gold, silver, and bronze health insurance coverage.
Bredimus Insurance agency assists customers in determining which of these plans best meets their insurance requirements and budget.
It also helps clients comprehend the various levels of coverage provided by most competitive health insurance policies.
5. R. Bauer Insurance Inc.
This organization assists people in Salem and the surrounding areas in finding the best health insurance for their needs.
The company offers a variety of health insurance plans, including EPO, HMO, POS, and PPO. It also assists consumers in protecting their valued things through a selection of vehicle and property insurance options.
R. Bauer Insurance Inc. is a locally owned and controlled company that has been in operation since 1957.
6. Premier Northwest Insurance
People in Salem Oregon has been hiring several professional health insurance broker from Premier Northwest Insurance.
The privately owned and operated firm was established a long time ago and has continued to be in operation for almost 45 years.
Individuals, families, and business groups of all kinds can benefit from this agency’s health insurance policy.
Medicare, dentistry, vision, and short-term disability insurance are among the special plans available. Premier Northwest Insurance also specializes in life, auto, home, farm, and business insurance.
7. Raven Schreiner
Raven Schreiner is a professional insurance broker in Salem who offers consumers customized insurance options.
He works for the State Farm and has handled both the personal and business insurance plans with the company.
His team of two agents sells insurance services such as individual health insurance, supplemental health insurance, and Medicare Supplements.
Sometimes, however, they also offer insurance for cars, homes, personal property, businesses, and pets.
8. Valley Insurance Professionals
Valley Insurance Professionals is a Salem-based independent insurance agency that works for both Oregon and Washington.
It was founded in 2009 and includes agents who help clients discover their alternatives while seeking insurance policies that meet their particular demands and tastes.
Health insurance is one of the insurance products it provides, and it safeguards clients from money losses in the case of a covered disease or injury. Valley Insurance Professionals also offers life insurance, disability insurance, and long-term care insurance.
9. The Summit Group of Oregon
Since 1997, The Summit Group of Oregon has been providing health insurance solutions in Salem.
This group has connections with over 100 insurance companies in order to obtain insurance policies that are suited to each family’s unique needs.
Its agents also scan the market for the cheapest health insurance plans with the best benefits. Individual health insurance plans are also available to clients.
The Summit Group of Oregon is committed to delivering expert guidance that is in line with the financial objectives of its clients.
10. Crump Insurance Agency
Truist Insurance Holdings, Inc., the world’s sixth-largest insurance broker, owns Crump Life Insurance Services, a significant third-party dealer and supplier of insurance and retirement products.
Crump is an insurance broker, not a provider of life insurance coverage. The firm solely sells life insurance products from other carriers.
Conclusion
No one knows when an accident may occur or when illness may come knocking. Hence, it’s always a good idea to have your health insurance plan up to date just in case. And as a resident of Salem Oregon, this post gives you a list to pick your preferred health insurance broker.
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